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If accident occur, please:
1. go to the best and recognized hospital (grade 3+), don't go to small/private hospital(lower than grade 2).
2. inform the hospital that you have insurance in Beijing.
3. keep all the receipt/invoice of expenses, and the documents of hospital.
Some of the best hospitals in Beijing:
Union Hospital
(east branch: Wangfujin)
(west branch: Xidan)
Sino-Japanese Friendship Hospital
(Hepingli, Chaoyang)
Beijing Friendship Hospital
(YongAn RD, Xuan Wu)
People's Hospital
(Xi Zhi Men)
Tong Ren Hospital
(Chong Wen Men)
JiShuiTan Hospital
(Ji shui tan)
Fuxin Hospital
(Fu Xin Men)
Tiantan Hospital
(Tiantan xili, Chongwen)
Anzhen Hospital
(An Ding Men Wai)
Chaoyang Hospital
(Baijiazhuang RD)
China Civil Aviation Hospital
Peking Univ. Third Hospital
(North Graden RD,Haidian)
General Hospital of PLA(301)
(Wukesong, Haidian)
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American International Assurance (AIA,AIG) Beijing branch. www.aia.com.cn
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| Address |
The Exchange Beijing, No.118 Jian Guo Lu Yi, Chaoyang District, Beijing. 100022 |
| Agent |
Xu Feng (Ricky) |
Agent code: 110043766 |
| Tel |
86-13911460247 |
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Apply insurance in Beijing, ensure you a more secured travel/life in China.
1.Insurance policy options
2.How to apply(on-line application)
1.Insurance policy options
- to be insured for less than half year, you can choose option 1 (cover accidental medical) or option 3 (cover accident/non-accident & hospital/surgery and critical illness);
- to be insured for one year, you can choose option 2 (cover accident & hospital/surgery) or option 3 (cover accident/non-accident & hospital/surgery and critical illness);
- if you are going to stay in China for very long time, you can consult AIA agent(Ricky) for more AIA products with much more coverage and benefit options.
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| option 1: Travel Accident insurance(insurance period: 28 ~ 180 days)
there are two plans to choose:
Benefit for two plans (insured amount(in RMB) for all benefits are shown in the table)
Premium rate(in RMB) is showed in following table according to different insurance period (the length of period is counted by day):
| period (day) |
28-32 |
33-37 |
38-42 |
43-48 |
49-54 |
55-60 |
61-67 |
68-74 |
| Plan A |
218 |
229 |
241 |
264 |
287 |
298 |
321 |
344 |
| Plan B |
272 |
286 |
301 |
329 |
358 |
372 |
401 |
429 |
| period (day) |
75-81 |
82-88 |
89-95 |
96-102 |
103-109 |
110-116 |
117-123 |
124-130 |
| Plan A |
367 |
390 |
413 |
435 |
458 |
481 |
504 |
516 |
| Plan B |
458 |
487 |
515 |
544 |
572 |
601 |
630 |
644 |
| period (day) |
131-137 |
138-144 |
145-151 |
152-158 |
159-165 |
166-172 |
173-180 |
| Plan A |
539 |
562 |
584 |
607 |
630 |
653 |
676 |
| Plan B |
673 |
701 |
730 |
758 |
787 |
816 |
844 |
 Claim/premium Example for Option 1
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| option 2: Individual Personal Accident insurance (insurance period: one year)
there are five plans to choose:
Benefit for plans (insured amount(in RMB) for all benefits are shown in the table, these plans can be customized according to your specific request.)
| Coverage/Benefit |
Plan A |
Plan B |
Plan C |
Plan D |
Plan E |
| Accidental Death & Dismemberment & Burn |
200,000 |
500,000 |
1,000,000 |
1,500,000 |
2,500,000 |
| Double Indemnity |
200,000 |
500,000 |
1,000,000 |
1,500,000 |
2,500,000 |
| Accidental Medical Reimbursement |
20,000 per accident |
50,000 per accident |
100,000 per accident |
100,000 per accident |
100,000 per accident |
| Hospital Indemnity & Intensive Care Unit Benefit |
100 per day |
100 per day |
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| Hospital Reimbursement & Surgical Benefit |
10,000 per accident or sickness |
10,000 per accident or sickness |
50,000 per accident or sickness |
100,000 per accident or sickness |
150,000 per accident or sickness |
Premium rate sorted by age (for low-risk profession only, the premium rate for high-risk profession will be adjusted according to the risk level)
| Age (year old) |
Plan A |
Plan B |
Plan C |
Plan D |
Plan E |
| 18~29 |
1231 |
2371 |
5606 |
8706 |
13106 |
| 30~39 |
1476 |
2616 |
6506 |
10506 |
15806 |
| 40~49 |
1906 |
3046 |
8306 |
14106 |
21206 |
| 50~60 |
2351 |
3491 |
10106 |
17706 |
26606 |
Claim/premium Example for Option 2
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option 3: Amulet Package (insurance period: one month to 30 years)
Benefit for plan(insured amount(in RMB) for all benefits are shown in the table, these plans can be customized according to your specific request)
| Coverage/Benefit |
Plan A |
Plan B |
Plan C |
| Amulet Term (Death & Disability) |
500,000 |
1,000,000 |
1,500,000 |
| Critical Illness |
100,000 |
200,000 |
300,000 |
| Hospital Reimbursement & Surgical Benefit |
10,000 per sick/accident |
10,000 per sick/accident |
10,000 per sick/accident |
| Accidental Death & Dismemberment or Burn |
250,000 |
500,000 |
1,000,000 |
| Double Indemnity |
|
500,000 |
1,000,000 |
| Accidental Medical Reimbursement |
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50,000 per accident |
100,000 per accident |
Premium rate varies according to age and gender. Premium is calculated by year, but can be paid monthly, quarterly or half-yearly.
Examples:
Plan A: premium for 26 year old man = 2185 RMB per year, or 197 RMB per month
Plan B: premium for 26 year old man = 4916 RMB per year, or 442 RMB per month
Plan C: premium for 26 year old man = 8141 RMB per year, or 733 RMB per month
(normally, premium rate increase as age increase, rate for female is lower than male of the same age)
Claim/premium Example for Option 3
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Other options ( the above three options are suitable for short-term insurance, if you are going to stay in China for long long time, AIA Beijing has much more insurance products with much more coverage and benefits options, like health, pension, etc. to get more information, please call AIA agent - Mr. Ricky at 13911460247 or email to gentlebz@yahoo.com )
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2. How to apply(on-line application)
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