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If accident occur, please:
1. go to the best and recognized hospital(grade 3+), don't go to small/private hospital(lower than grade 2).
2. inform the hospital that you have insurance in Beijing.
3. keep all the receipt/invoice of expenses, and the documents of hospital.

Some of the best hospitals in Beijing:

Union Hospital
(east branch: Wangfujin)
(west branch: Xidan)

Sino-Japanese Friendship Hospital
(Hepingli, Chaoyang)

Beijing Friendship Hospital
(YongAn RD, Xuan Wu)

People's Hospital
(Xi Zhi Men)

Tong Ren Hospital
(Chong Wen Men)

JiShuiTan Hospital
(Ji shui tan)

Fuxin Hospital
(Fu Xin Men)

Tiantan Hospital
(Tiantan xili, Chongwen)

Anzhen Hospital
(An Ding Men Wai)

Chaoyang Hospital
(Baijiazhuang RD)

China Civil Aviation Hospital

Peking Univ. Third Hospital
(North Graden RD,Haidian)

General Hospital of PLA(301)
(Wukesong, Haidian)

American International Assurance (AIA,AIG) Beijing branch. www.aia.com.cn
Address The Exchange Beijing, No.118 Jian Guo Lu Yi, Chaoyang District, Beijing. 100022
Agent Xu Feng (Ricky) Agent code: 110043766
Tel 86-13911460247

Claim/premium example for option 1(Travel Accident)

Example:
You choose plan B to cover 120 days starting from your application date.

Then the premium you should pay is 630 RMB.(refer to the premium rate table)

If accident occur:

1. if accident causes death, AIA pay 500,000 RMB to the beneficiary.

2. if accident causes disability, AIA pay the percentage of 500,000 RMB according to the Dismemberment Indemnities Schedule.

3. if accident causes injury, AIA reimburse all your actual expenses of consultation, prescription, surgical fees, ambulance fees, room charges, medicines, X-ray or nursing treatment, and the cost of medical supplies.
the maximum amount of reimbursement is 25,000 RMB for each accident.

4. if the insured shall be necessarily confined within a Hospital as a resident patient under medical treatment,diagnosis and professional care of a physician, AIA will pay extra 250 RMB everyday to the insured for his income.

 

 
 
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