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If accident occur, please:
1. go to the best and recognized hospital(grade 3+), don't go to small/private hospital(lower than grade 2).
2. inform the hospital that you have insurance in Beijing.
3. keep all the receipt/invoice of expenses, and the documents of hospital.

Some of the best hospitals in Beijing:

Union Hospital
(east branch: Wangfujin)
(west branch: Xidan)

Sino-Japanese Friendship Hospital
(Hepingli, Chaoyang)

Beijing Friendship Hospital
(YongAn RD, Xuan Wu)

People's Hospital
(Xi Zhi Men)

Tong Ren Hospital
(Chong Wen Men)

JiShuiTan Hospital
(Ji shui tan)

Fuxin Hospital
(Fu Xin Men)

Tiantan Hospital
(Tiantan xili, Chongwen)

Anzhen Hospital
(An Ding Men Wai)

Chaoyang Hospital
(Baijiazhuang RD)

China Civil Aviation Hospital

Peking Univ. Third Hospital
(North Graden RD,Haidian)

General Hospital of PLA(301)
(Wukesong, Haidian)

American International Assurance (AIA,AIG) Beijing branch. www.aia.com.cn
Address The Exchange Beijing, No.118 Jian Guo Lu Yi, Chaoyang District, Beijing. 100022
Agent Xu Feng (Ricky) Agent code: 110043766
Tel 86-13911460247

Claim/premium example for option 2(Individual Personal Accident)

Example:
You are 29 year old, choose plan D.
(the insured period is fixed - one year, can be renewed)

Then the premium you should pay is 8706 RMB.(refer to the premium rate table)

If accident occur:

1. if accident causes death, AIA pay 1,500,000 RMB to the beneficiary(if the insured is a passenger of any public transportation or encounter a fire in hospital/school, AIA will double the payment to 3,000,000 RMB)

2. if accident causes disability, AIA pay the percentage of 1,500,000 RMB according to the Dismemberment Indemnities Schedule.

3. if accident causes major burn, AIA pay the percentage of 1,500,000 RMB according to the Major Burn Indemnities Schedule.

4. if accident causes injury, AIA reimburse all your actual expenses of consultation, prescription, surgical fees, ambulance fees, room charges, medicines, X-ray or nursing treatment, and the cost of medical supplies.
the maximum amount of reimbursement is 100,000 RMB for each accident.

If sickness or accident occur:

1. if the insured shall be necessarily confined within a Hospital as a resident patient, AIA will reimburse all the actual hospital confinement expenses.
the maximum amount of reimbursement is 100,000 RMB for each sickness or accident.

2. if the insured shall need a surgery, AIA will reimburse the actual surgical expenses.
the maximum amount of reimbursement is 100,000 RMB for each sickness or accident.

 

 
 
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